🏢 2025 Regulations for Real Estate Agencies in Nicaragua

1️⃣ Transfer of Regulatory Authority to INVUR

Since the enactment of Law No. 1199 in April 2024, the Instituto de la Vivienda Urbana y Rural (INVUR) is now the competent authority for the regulation, control, and supervision of real estate brokers and agents in Nicaragua.
This law transferred these powers from the former Ministry of Promotion, Industry, and Commerce (MIFIC) to INVUR.

(Source: theworldlawgroup.com)

2️⃣ Licensing Requirement for Real Estate Brokers

Under this new legislation, real estate brokers are now required to obtain an official real estate brokerage license, valid for 5 years and renewable.
This measure aims to formalize the profession and ensure a high level of competence and ethical standards among industry professionals.

(Source: central-law.com)

3️⃣ VAT (IVA) Declaration and Payment

Real estate agencies must register with the Dirección General de Ingresos (DGI) and declare the Value Added Tax (VAT / IVA), currently set at 15%.
This tax applies to services provided, including commissions earned on real estate transactions.
VAT declarations must be submitted monthly, within 15 days following the end of the previous month.

(Source: grantthornton.global)

4️⃣ Compliance with Anti-Money Laundering (AML) Obligations — UAF

Since 2016, brokers and agents are required to register with the Unidad de Análisis Financiero (UAF), the government body responsible for preventing money laundering and terrorist financing.
This requirement helps reinforce transparency and legality in real estate transactions.

(Source: nica-biz.com)

BVN Real Estate — Fully Compliant:

BVN Real Estate meets all current legal requirements:

✅ Registered with INVUR, DGI (general tax regime, subject to IVA), and local municipality.

✅ Supervised under UAF anti-money laundering regulations.

✅ Adheres to a strict Code of Ethics, ensuring transparency and professionalism in all transactions.

(Source: bvnica.com)

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